{"id":16202,"date":"2022-06-28T14:42:05","date_gmt":"2022-06-28T13:42:05","guid":{"rendered":"https:\/\/euricse.eu\/?post_type=publications&p=16202"},"modified":"2024-03-14T11:04:00","modified_gmt":"2024-03-14T11:04:00","slug":"121-22-financial-services-for-poor-farmers-in-thailand-the-case-of-the-bank-for-agriculture-and-agricultural-cooperatives-baac","status":"publish","type":"publications","link":"https:\/\/euricse.eu\/it\/publications\/121-22-financial-services-for-poor-farmers-in-thailand-the-case-of-the-bank-for-agriculture-and-agricultural-cooperatives-baac\/","title":{"rendered":"WP 121 | 22 Servizi finanziari per gli agricoltori poveri in Thailandia: il caso della Banca per l’agricoltura e le cooperative agricole (BAAC)"},"content":{"rendered":"

La mancanza di credito per l’agricoltura \u00e8 uno dei principali ostacoli che gli agricoltori thailandesi poveri devono affrontare. La maggior parte dei crediti agricoli concessi dalle banche commerciali viene erogata alle grandi aziende agricole, escludendo cos\u00ec gli agricoltori poveri che, di conseguenza, sono costretti a ricorrere a fonti informali con tassi di interesse elevati. La Banca per l’Agricoltura e le Cooperative Agricole (BAAC), fondata nel 1966, fornisce assistenza finanziaria e supporto allo sviluppo per gli agricoltori, i proprietari di piccole imprese e le organizzazioni comunitarie nelle aree rurali. La sua missione \u00e8 quella di alleviare le difficolt\u00e0 degli agricoltori causate dagli obblighi di debito e dai bassi prezzi delle materie prime e il suo principale risultato \u00e8 la riduzione dei prestiti informali. Tuttavia, il BAAC deve affrontare alcuni problemi, tra cui la scarsa qualit\u00e0 del servizio, il numero limitato di sedi di servizio che causano la mancanza di accesso ai poveri, le politiche populiste, la corruzione da parte dei politici e il numero crescente di prestiti non performanti. I principali suggerimenti per affrontare questi problemi sono: migliorare la gestione professionale della banca, renderla pi\u00f9 accessibile agli agricoltori poveri, in particolare nelle aree remote e svantaggiate del Paese. I risultati di questo lavoro sono stati elaborati sulla base di dati secondari e di interviste ad alcuni dirigenti bancari ed esperti.<\/p>\n","protected":false},"excerpt":{"rendered":"

La mancanza di credito per l’agricoltura \u00e8 uno dei principali ostacoli che gli agricoltori thailandesi poveri devono affrontare. La maggior parte dei crediti agricoli concessi dalle banche commerciali viene erogata alle grandi aziende agricole, escludendo cos\u00ec gli agricoltori poveri che, di conseguenza, devono ricorrere a fonti informali con tassi di interesse elevati. I risultati di questo lavoro sono stati elaborati sulla base di dati secondari e di interviste ad alcuni dirigenti bancari ed esperti.<\/p>\n","protected":false},"author":30,"featured_media":16205,"parent":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"episode_type":"","audio_file":"","cover_image":"","cover_image_id":"","duration":"","filesize":"","date_recorded":"","explicit":"","block":"","itunes_episode_number":"","itunes_title":"","itunes_season_number":"","itunes_episode_type":"","filesize_raw":"","footnotes":""},"tags":[114,138,657,1064,1558],"class_list":["post-16202","publications","type-publications","status-publish","has-post-thumbnail","hentry","tag-agricoltura","tag-credito","tag-cooperative-agricole","tag-thailand","tag-banche-it","publications-cat-working-paper","publications-area-modelli-innovativi","organizational_types-cooperative-di-credito","organizational_types-cooperative-agricole"],"acf":[],"yoast_head":"\nWP 121 | 22 Servizi finanziari per gli agricoltori poveri in Thailandia: il caso della Banca per l'agricoltura e le cooperative agricole (BAAC) - Euricse<\/title>\n<meta name=\"description\" content=\"Lack of credit for farming is one of the main obstacles that poor Thai farmers face. 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